I understand that my login credentials (User ID, Password, OTPs, Tokens, API Keys) are personal and non-transferable.

I understand that sharing credentials may lead to misuse by fraudsters to defraud citizens.

I accept full civil and criminal liability for any misuse of credentials allotted to me.

I accept that my login device details (including IP address) may be recorded for audit purposes.

I accept that if credentials are found shared, my account/PE ID may be blacklisted.

I am required to change my password regularly in accordance with the password policy.